Topic 9: Financial Markets

There are so many different kinds of financial assets that we can choose to make profit. Each of them has different risk and return. Personally, I like mutual funds. When investing to mutual funds, there are many people invest the same company as you are. It's not like stocks because when you invest stocks you invest yourself and you will lose all your money when the companies you invest grow downward.  But when investing mutual funds, it's like 10 people invest that company's stock. When the company's stock grows downward, then the loss of the money will be separate to each people. Then it won't be a huge loss for you personally. For me, when I invest something, I will always consider about the safety because if I loss all my money, then I will be broke, and then I won't be able to buy anything. That will be terrible. Not only safety, but mutual funds also have pretty good benefit when the company has pretty nice growth. Although the return isn't as high as stocks, its average benefit won't be too low. So if I have money and I got the chance to invest, I will choose mutual fund.